Author: Surojit Ghosh

Teaching financial concepts to children can have compounding effect on their future including your life. If parents teach financial concepts to their children at their beginning of journey of life, in later life those children become the assets. Most children create nuances when they hit their puberty. At that time they can understand and help…

Overview Investors approach securities market to invest and disinvest their extra funds. They have predefined features. They are easily liquidifiable. Liquidity means the existence of sellers when one needs to buy and buyers when one needs to sell. Those who seek capital from investors issue equity and debt. These two are broad types of securities…

Introduction Behavioural finance is the study of the way in which psychology influences the behavior of market participants both at the individual and group level and the subsequent effects on financial markets. It is a part of behavioural economics which deals with biases and cognitive errors affecting investors’ investing behavior. It makes an attempt to…

Step 01. Be responsible Accepting responsibility is the first step towards financial success. You must be in control of your financial future. Every choice you make, leaves an impact on your financial goals and issue. You must be in control of your financial matters no matter your age or education. Ask yourself these questions 1.do…

In this blog you are going to see different types of mutual fund available for us. If you haven’t read the previous blog on this topic then please read it. Here’s the link Investment in sector funds should be made when the fund manager expects the related sectors, to do well. They could out-perform the…

Retirement planning pose a critical role for an individual due to increase in life expectancy. If you don’t start to invest for retirement corpus early in life then you will have few years to achieve your goals. In that case you will get smaller amount in retirement corpus. With increase in life expectancy along with…

Insurance is basic form of risk management that provides against the loss of the economic benefits. You can enjoy that from assets. Assets may be physical assets such as building, machinery, or they may be human assets such as employees. There is financial or economic consequences to the risk. Insurance protects against these risks. You…

The value of money does not remain the same at all points of time. The money available at the present time is worth more than the same amount in the future. It has the potential to earn returns (or interest as the case may be). Consider the following options, assuming there is no uncertainty associated…